Although the season is 10 games old, it’s never to late to enjoy my Major League Baseball projections.
Division Winners
American League East: Boston Redsox
American League Central: Detroit Tigers
American League West: Texas Rangers
My selections have anything to do with the fact that I root for all three of these teams. I
National League East: Philadelphia Phillies
National League Central: Milwaukee Brewers
National League West: Los Angeles Dodgers
Full disclosure, I hate the Phillies and the Dodgers.
Playoff Wild Card Teams
American League:
New York Yankees
Baltimore Orioles
Los Angeles Angels
See, I hate the Yankees and hate the Orioles ownership. I can be fair.
National League:
New York Mets
San Francisco Giants
San Diego Padres
Yep, hate the Mets.
The best two divisions in baseball will take half of this years playoff spots. The AL East and NL West will have 3 slots each.
AL Championship Series
Boston Redsox beat Texas Rangers in 6
NL Championship Series
Philadelphia Philles over the LA Dodgers in 7
World Series
Redsox beat the Philles in 6
Do not use these projections for betting purposes. You could lose more than you win.
Author: thingstomthinks
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Key MLB Predictions: Playoff Teams and Champions 2025
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Clemson’s Upset: A New David in March Madness
This time of year a lot of folks will get caught up in the NCAA Basketball Tournament. Rightfully so. It’s good fun.
What draws people to the Tourney are the David vs Goliath match ups.
In case you don’t know, Goliath was a Philistine giant and fearsome warrior. David was a meager Israelite Shepard.
Goliath challenged the Israelite’s to send out a champion to fight him one on one.
Dave, with only a stone and sling, took down the great Goliath with one mighty blow to the forehead.
David the underdog won the fight vs Goliath, becaming the symbol of faith and strength.
Since Goliath lost, he proved to be the underdog.
In this time of March Madness, Clemson the underdog 5th seed, just lost to McNeese State, the mighty David.
Sorry, but David hasn’t been the underdog since Goliath fell. The expression needs to change, as should the narrative.
“Can David continue down the path of righteousness and hold his place as the proven Champion or will over matched, over sized Goliath find his redemption”
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Understanding the Consequences of Voting Decisions in America
I wrote this in November. It was posted on Facebook. The feedback I received was positive. It was at the suggestions from those that appreciated the post that I started this blog.
Read. Enjoy. Bare with it. I have not edited it from it’s first posting. state.
It is truly amazing. Every day, more people realize they screwed themselves. They did not do even basic research before voting.So, lets help out the remaining few so that in the future (2026) some of these insane wrongs can be corrected).
1) Tariffs are fees levied against imports, with the actual fee being paid by the consumer.
Example: A TV from China costs $200.00. A tariff of 25% is added to the cost of the TV. The cost of the tv to the distributor is now $250.00. The distributor still needs to make money, so they charge the store $300.00, keeping their $50 of profit. The store needs their $50.00 profit, so they now sell the TV for $350.00. The consumer who was only going to have to pay $300.00 is now paying $350.
End result – the US Consumer pays the 25% tariff that was placed on China.
(FYI.. Based on the Tariff treaty of 1974, the president can only increase a tariff by a maximum of 15%. It can only be imposed for 150 days unless extended by Congress. Should not take 150 to see the crippling effect higher tariffs will have on the average American or the US economy)
2) Immigrants account for 68% of the farm workers in the US.
Immigrants account for 29% of the construction work force in the US.
Immigrants account for 21% of the food supply work force in the US.
Immigrants account for 19% of the total workforce in the US.
Undocumented Immigrants account for $96.7 BILLION dollars are year in federal taxes collected.
Immigrants average a year salary of $37,585.
There are not enough “other” people to fill the gap. Current salary offerings do not offset the deportation of 11,000,000 immigrants.
The cost of a onetime mass deportation of immigrants would cost the US over $350B.
(Other people being American Citizens, especially white people. You cannot find a teenager working in fast food place now at $17 an hour, you will not find one in a filed shucking corn for $10)
Add the deportation cost of $350B to the loss of $96.7 billion in collected taxes and the US would be out over $446.7 BILLION.
That’s simple math. You would have to back out the savings of not providing services to undocumented immigrants to get the final number. The rough estimate would be a loss of well over $200 Billion.
3) With 19% of the total work force eliminated, 68% of the farm workers, and not having people in line to replace them at what works out to be $10.74 cents an hour, production would go way down for consumer items such as eggs, dairy products, fruit, vegetables. Demand for those products would remain high, supply would be reduced, and the cost would then go WAY Up.
Example: 10 people need a dozen eggs. There are only 3 dozen eggs available. The value of the eggs would increase up to 1,000%. Why? No reason to sell something for $2.00 when desperate people would pay $20 for the same thing.4) Projected tax breaks for corporations, the top 1% of earners, the elimination of over-time taxes, the elimination of taxes on tips, the tax cost by the removal of 19% of the work force and an additional reduction of 1,000,000 well-paying government jobs, the increase costs of food and other items due to supply and demand and the added consumer burden of paying a 25% tariff, the bottom 99% would see an out of pocket increase in yearly expenses of over 15K a year, minimum (The current international tariffs treaties, etc. save the average American $7,000 a year. That savings goes away, clearly)
5) With a lack of workforce, more business close, adding to the unemployment line. With the number of workers out pacing the number of jobs, salaries and wages go down, while the cost of living goes up (everything from housing, food, clothes, entertainment, etc. will see substantial increases).
Your total costs go up 30%, your salary goes down 30% you are now pretty well screwed. Say goodbye to your home, your car, our insurances. Say hello to Good Will, shelters, park benches and dumpster diving.
6) When welfare programs are cut (Medicare, Medicaid, unemployment, food stamps, house subsidies, etc.) additional cost burdens fall on the heads of the consumer. These cost burden will lead to greater poverty, homelessness, and push current non-profits to the brink of closure. No one will be safe from being hungry or sleeping outside.
Health care related costs are already the leading cause of personal bankruptcy in the US. The number of people that end up bankruptcy will only increase.
7) With more poor people, big ticket items will not be selling at current rates, if they sell at all. Fewer American made items being sold, means fewer American made items being made, means another reduction in America jobs. No company will keep on a workforce that cannot pay for itself through productivity and sales.
Higher taxes, higher costs, lower wages, reduction of services …
The only thing that will trickle down is poverty.
These are just a few of the painfully obvious concerns every American should have. Even the most obtuse can understand these simple facts.
Does not mean any or all of these things will happen. It just means that there is a good probability that they may. Just means that far too many Americans voted with their hate, not their head and certainly not their heart.
So what happened on election day due to the lack of individual education and people following their hate?
* Legal immigrants voted to have their families and friends exported.
* People in poor health voted to have their care reduced or eliminated.
* Average Americans voted to increase their financial burden so that the top 1% could become the top .05%.
* People with middle eastern roots voted to have Gaza leveled and a people eradicated.
* People voted to have individuals in-charge of their wellbeing who they would not want as neighbors (known felons, sexual predators, con-men, racists)
* Americans voted to have their mothers, sisters, daughters, nieces suffer neglect and prejudices not seen for over 150 years.
All because the price of eggs was too high (They are not).
All because the cost of gas was too high (it is not, especially on the world scale and the US does not set fuel prices so people voted for things other countries control)
All because the LQBTQ communities were being treated with the barest minimum of respect, their contributions acknowledged and narrow-minded people could not accept pro-nouns.
If you want to dispute this, do not. Showing your stupidity will not do you any favors. I will not waste my time trying to educate you about things you can easily learn yourself; even if it took you three times to pass the GED.
I had a discussion with someone tonight. They let their hate and intolerance flag fly under the guise of “I know what prejudice I’ve faced, and I am sick of being called white”.
Everyone has faced a degree of prejudice at one time or another, white, black, brown, straight, gay, trans, tall, short, fat, smart, stupid, fast, slow, wear glasses, don’t wear glasses, is in the band, not in the band, plays a sport, doesn’t play a sport, so on and on.
The only way that ends if we all decide that we do not want others to feel as we were once made to feel because of something that made us appear to be different on the OUTSIDE.
Life is not complicated. Just because you are unhappy or were once a “victim” of a bad break a time or two does not mean you heal by treating others worse than you think you were treated.
Voting to destroy your own life and the lives of others was not the solution or the “gottcha” you think it was. In the end, you won’t be better off and you will be even more bitter. You will also be out of people to blame – well, except for putting blame where it belongs – yourself.
Congratulations, America. You became the world’s lowest common denominator.
You do not like it? Read a book (before they get banned)
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Tariffs on Canada: Misplaced Blame for Fentanyl Crisis
The word out of the White House is that we must put tariffs on Canada. This is to stop the flow of Fentanyl across the Northern Border of the United States.
Fair enough.
Or not.
According to the U.S. Drug Enforcement Agency and the Canadian Government, less than 1% of the street Fentanyl comes from Canada.Less than 1%.
Here is something you should know. Canada does not allow Fentanyl into the United States. The United States does.
Talk to any trucker that crosses the northern border. When a truck enters Canada, the U.S. does not stop to inspect the truck. The truck advances to a Canadian check point within a few miles of the border. Once at the check point, the truckers show their paperwork, their truck is weighed and inspected. Canada is responsible for checking what gets into their country.
Continue the conversation with the trucker. The trucker will tell you that when they leave Canada, Canada does not inspect their trucks. The trucks enter the United States and advance to a United States check point. At that inspection site, it is the Americans that process the trucker’s paperwork, weigh the truck, and inspect the cargo.
Although the illegal goods come from Canada the United States allows them into the country.
Canada has vowed to spend $1.3 billion on border improvements and the hiring of a Fentanyl Czar. Canada is addressing the issue.
The question remains. What is the United States doing at our borders to slow the flow of Fentanyl?
Less than 1% of the United States’ street Fentanyl comes from Canada. The United States provides a far greater amount of the Canadian street Fentanyl.
The United Sates accounts for 4.4% of the worlds population but consumes 80% of the world’s opioids. The United States has a drug problem.
The United States can point fingers. They need to start looking in the mirror.
It’s pretty simple what is happening. The United States had a drug problem. To fix it they want other countries to attend rehab.
The White House can blame China, Canada, and Mexico for the drug issues. Fentanyl is an American problem. It needs to be solved by Americans.
Telling someone you will not be their friend because you have no self-control is a YOU problem.
The White House can no longer tank relationships with allies. This causes worldwide economic downfalls. It starts a global recession. This is no way for the U.S to fix a U. S. problem.
It is time for the United States to own the problem, stop blaming others, and much needed help. -

Is Government Overhaul Possible? Lessons and Suggestions
For as long as I can remember I have voiced concerns about the bloat in our Federal Government. The unnecessary red tape. Duplication of efforts between departments. The inability for the right hand to make a decision without the left hand’s permission.
The bloat does not exist at just the Federal Government levels. I am going to use the Florida Department of Motor Vehicles as an example.
I moved to Florida directly after the height of Covid. Florida, a well-known non-believer state, still made changes to the way they did business.
I needed obtain a Florida driver’s license and car registration. First, I went on line find the documents I needed and the process to follow .I found all the information I needed. Guessing it took someone all of three minutes to write the instructions.:
1) Schedule an appointment.
2)Arrive 5 minutes early.3) Sign in.
4) Wait to be called upon.
5) Bring proof of address and current driver’s license.
6) Bring a method of payment.
I made my appointment. Morning of, I gathered my paperwork and went to the DMA. I got there early. I signed in. I waited exactly five minutes before I was called. A young woman brought me into her office, following a specific path. We sat at her desk. She collected my information. Had me pick out a license plate style. Within 10 minutes I had my car registered. plates in hand.
As memory serves, she then gave me an eye screening at her desk. We processed more paperwork. I wrote her a check and she escorted me out. I was out of the DMV in less than 20 minutes.
Come to learn that they slimmed down the process to avoid unnecessary contact with other people. A Covid concession.
I filled out the same paperwork. I paid the same amount of money. I saw 3 fewer people. Spent less time. I walked out with my car registration and a new drivers license.
If the DMV can figure out how to streamline their processes, any government entity can. The DMV had no choice but to make a system. It had to accomplish their goals. It also needed to meet the requirements of their customers without negatively impacting the outcomes.
Now let us look at what has happened thus far with the Elon Musk led effort to trim the government.
He did not know the role each department plays. He did not know who works in each division of each department. He did not know the roles and responsibilities of the workers. He just cut. He knew department names, knew which departments he or Trump did not like. He cut.
In his willy-nilly manner, he has terminated people that were needed, and they had to rehire. He terminated people in critical positions that, when vacated, problems started to occur. Live has been lost.
Am I okay with a thinning of the Government payroll? Yes. Is there redundancies that are not needed. 100%.
You do not let a blindman with a machete perform open heart
surgery.
The approach Musk is using to dismantle the government bloat is blindman with a machete. He isn’t removing bloat. He is removing what he wants to. The goal of his actions should be a leaner, more effective, more efficient government.
What needs to happen for DOGE to be effective is clear. First off DOGE needs to become an official department. As it is now, everything being done is illegal.
Once an official department, Musk must be properly vetted, as required by law.
If DOGE is just a government contacting job, Musk or one of his businesses can bid to get the job. Just like any other company wanting a government contact.
Trump has given Musk carte blanche to do what he wants, awarding him with new contracts. Trump is basing many of these cutback decisions and information provided by Musk. Information that is consistently being proven as overreaches and blatant lies. A clearer case of conflict of interest has never been seen in any government process.
What should happen?
1) DOGE becomes a department
2) Musk is vetted and approved
3) Each Department given 3 months two create a reduction plan. These plans include the following:
a) A detailed description of every single function they carry out.
b) A detailed list of all job descriptions, down to the specific roles and responsibilities of the workers.
c) A list of all employees, with their job GS level, job descriptions and latest performance review. (Instead of using names, each employee file is coded with only a department name, job title and code).
Each department is given 3 months to create detailed instructions on how each of their tasks are performed. If someone does something, that something gets documented in a detailed process document.
We now have detailed departmental information. We have detailed job descriptions. We have a list of everyone doing each job. We have a list of all the processes being followed. The next 3 months are used to identify redundant work efforts, tagging those jobs (NOT PEOPLE JOBS) that overlap.
Each job is rated on a critical scale of 1 to 10. 10 being he pushes the button on the nukes to 1 being the person that cleans the Congressional snuff room.
Job are then ranked. Aassessments done to determine how many people are needed to maintain a proper service and safety standard.
Within the next month, knowing how many positions for each job are needed, a review of the employees is done. Based on job performance only, the top performers are maintained.
The last month, everyone not on the maintained employee status list, is terminated. The termination date will be based on:
1) How long it will take to reposition the role.
2) The value of the position .
3) The quality of the detailed process documents.
ONE YEAR to properly prepare, organize and execute a fully functioning plan. A plan that identifies government work force reduction by anywhere from 10 to 40%.
Also, during this year, put in a hiring freeze. No replacement employees at ANY LEVEL. Someone is are fired, quits, retires, or otherwise no longer remains on government payroll, no replacement.
There should be no savings goal. There should be no workforce reduction goal. The only goal should be:
“Create a government work force structure that effectively, efficiently serves the needs of the United States of America.”
When making cuts and changes, prioritize jobs that serve people, not paperwork.
Accuracy can not surfer. Accountability must increase. Standards must be improved.
Cutting government spending should not start at the citizen’s needed program level. Cuts should begin at the highest levels and trickle top down. How many undersecretaries are really needed for any one Department? How many Congressional aides are really needed?
Once government redundancies are eliminated, costs are contained. As things are right sized, there will be sufficient funds. This will avert the extensive program reductions being discussed.
Think about a government serving its people. It should aim to give each person the MOST. This needs to be done while spending the least.
There exists a need to make cuts. But there is a way to go about it.
Where there is vision there is success.
Where there is a blind man with a machete, there is only blood.
We are awash in the blood being drawn by a blind man. -

The Heartbreak of America’s Leadership Decline
I have delayed writing this particular blog for almost a week. Why? I am writing with a broken heart.
Of course I am writing about the Fiasco on Pennsylvania Avenue.
The president and the vice-president of the United States shocked the entire world. They dropped their pants and mooned everyone.
Their invited guest, the elected President of Ukraine, was attacked, belittled, chastised, and bullied. This was part of a plan to give Trump a closer relationship with Russia. It aimed to line his own pockets with Ukrainian minerals.
Trump’s plan was to reflect strength. He wanted to present power and to show off his negotiation skills. His goal was to prove to the world that he and he alone held the keys to a peaceful Universe.
Trump had tried to bully Denmark and Greenland. They laughed in his face.
Trump had tried to bully Canada. Canada continues to laugh in his face.
Trump had tried to bully Mexico. Mexico laughed in his face.
Trump had tried to bully Panama. Panama laughed in his face.
He realized he was running out of countries to bully. So, he went after a desperate people in the throes of a 3-year invasion. What happened? The entire free world laughed in his face. Russia celebrated the dismemberment of the United States as a world power. Americans, true Americans were left heart broken.
For 45 minutes the Oval Office became a squared circle. An event transpired that need the voice of Michael Buffer and the marketing prowess of Vince McMahon. Trump and Vance took turns degrading President Zelinski. Like a practiced tag team. They took turns insulting and degrading President Zelinski. It was a relentless attack. Yet nothing actually hit. Nothing hurt. President Zelinski took blow after blow. He countered snark with facts, he ducked lies and responded with facts. The more they missed, the madder and madder Trump and Vance attacked.
At the end of the day, Trump and Vance were bloodied. The American place as a work leader damaged. Ukraine and their President were stronger. The EU instantly rallied to Ukraine’s aide, providing them the protections the United States had sworn to provide.
The only winner from this unwarranted scuffle on the Trump / Vance side of the ring was their boss. No not Elon Musk. Russian Evil Doer Valdy Putin.
Russian news and the those in the Kremlin were celebrating. They knew what they witnessed was the end of a united United States. a weakened United States is no longer a foe. They know that having Trump as a friend gives them the presents they need to take Ukraine. They can take parts of other EU countries. They can also do whatever they want.
China, without even having a dog in this fight walked away as winners. They know now that anytime they want it, Taiwan is theirs for the taking.
When the United States aligns more closely with the Axis of Evil, the black hat fits better than the white. In this scenario, the American people are the biggest losers.
We can look at the Musk transitionary dismantling of the United States with fear and anger. Yet it breaks hearts to see the United States dismantled as the beacon of freedom. Its decline as a symbol of democracy is truly heartbreaking. -

How A Cult Gave Away A Country
Thanks to a block of the most narrow minded voters, the United States is no longer a free nation. Ignorant and unaware voters have contributed to this state.
Thanks to some of the richest people in the World, the United States is no longer a free nation.
The United States is now at the mercy of Elon Musk.
Fools and morons elected Donald Trump to be President. What happened?
* The GOP become the American Schutzstaffel.
* Through his firing of top military leaders and replacing them with * Trump loyalists, the American Gestapo is being created.
* Elon Musk purchased Donald Trump, making Trump nothing more than a mouthpiece for Musk’s propaganda.
* Elon Musk turned Trump into a Putin puppet.
* Elon Musk is not so slowly breaking down the United States into Russia’s 22 Second Republic.
For all the talk of Trump trying to make Canada the U.S. 51st, Musk is already turning the U.S into Russia’s 22 Republic.
Trump lacks original ideas. He shares a bed with Musk and owes Elon his get-out-of-jail-free card. Trump has become exactly what the U.S. was never intended to be; a second class country owned by another, managed by a despot.
Trump and his loyalists engage in subterfuge and lies. They resort to cheating, stealing, and shenanigans of all types. Their goal is to bully and coerce anyone that dares stand in the way of Elon’s vision.
Musk’s Starlink is used by people, businesses, and governments in 118 countries, territories, and markets. This includes all seven continents and oceans worldwide.
Starlink is a privately held company. The US is paying Musk $8,000,000 a day for access to his tools and companies. Why?
For Military use- The US Department of Defense has contracted with Starlink for use by the Air Force, Army, and Special Operations Command
- The US Navy has used Starlink to improve internet connectivity for deployed service members.
- The US government has also contracted with SpaceX to build Starshield, a military version of Starlink.
Government operations- Starlink is used by US embassies and other government agencies.
- Starlink provides reliable internet connectivity for government operations, allowing for seamless communication and access to critical information.
Other uses- Starlink has been used extensively in the Russo-Ukrainian War
Which brings us to the latest issue. Trump is demanding that Ukraine give the U.S. 50% of it is natural mineral resources. Trump and his minions has said that if Ukraine does not sign this agreement, Starlink will be shut down.
Since the U.S. does not own or control Starlink, the U.S. cannot make that threat and have it have any depth.
However, Musk using the Trump Puppet can make that threat.
The U.S. is being leveraged to benefit Musk, Putin, dismantle the EU while weaking the U.S.
The U.S under Musk and Trump, with careful input and direction from Putin is nothing more than mouth piece of evil, world destruction and setting the pace for the end of Democracies all over the world.
If you really think that Musk and Putin will stop at taking minerals and land from Ukraine, you are insane. They won’t stop after seeing how easy it is when you take a country’s leadership. It becomes even easier when you control the world’s communication.
There are 118 countries that are now beholden to one man, one company.
The United States is the country that could have properly stood up to Musk. Instead, the country elected a small, cowardly, selfish, moron. All Trump has done is goosesteeped the United States into being a total non-factor as a peace maker and world leader.
Musk has already been given unfettered access to the accounting information for the entire U.S, from Government departments to mom and pop’s social security numbers. Musk will soon be given access to Fort Knox. If you do not think Musk is already creating his bribery peace accord with the U.S., targeting our resources, you are exactly as stupid as the rest of the world thinks you are.
Congratulations MAGA cultists. You have helped bring the world to its knees, bowing to one man. And it is not the one you voted for.
Your reward? You will find out now that you have fucked around.
Congratulations, comrades. The shit stew you are about to eat was made with the ingredients you supplied. -

The Impact of Remote Work on Company Productivity
When working for yourself, remote working is great.
When working with others, remote work has its place.
When an employer does not offer remote work opportunities that is their choice.
When an employee demands remote work opportunities, they can find another job.
Full disclosure. When I worked for corporate America I was opposed to remote work. I was even tasked with the responsibility of creating a remote work policy. I wrote a great policy. The policy was fair to the employees, it was fair to the company. No one liked it and it was not used.
Why?
I had the vision to put in checks and balances. Remote workers were going to have the same accountabilities as those workers that remained in the office. The technical ability to monitor both remote and on-site staff in the exact same way existed.
The remote workers felt like they would be micro-managed. The managers thought they would have to do more work.
What was discovered was not surprising. No one was being held accountable for a majority of their workday. Managers were not managing. Worker productivity was not what people claimed it to be.
With remote work becoming a thing, my proposal for accountability made everyone aware. All the dirty office secrets were going to come out.
The company pushed forward with remote workers. There was no productivity accountability policy. Productivity suffered. Customer satisfaction suffered. Employee satisfaction suffered. The companies’ bottom line suffered.
I was not surprised.
Many companies and the federal government are recalling their remote workers to the office. This is easy to understand.
Because companies did not and are not going to manage remote workers well.
Recently, the CEO of JP Morgan, Jamie Dimon demanded that all 317,233 employees return to work. He said that JP Morgan has had to hire 50,000 people the last 4 or 5 years.
“We just do not need all of these people. We were putting people in jobs because people were not doing the jobs they were hired to do.” Said Dimon.
He blamed remote workers for a decline in productivity. He said he had to bring on 50,000 new people to meet productivity levels.
Let me be clear. Mr. Jamie Dimon, CEO of JP Morgan is an unfit CEO. He had to increase his staffing by almost 20%. This occurred because he did not ensure his management teams added accountabilities for remote staff. This vital management failure cost JP Morgan well over $10,000,000.
Mr. Jamie Dimon, CEO of JP Morgan added over $5,258,150,000 in just the last year alone. This was done to offset productivity losses due to their remote work policy.
Over the full 5 years, that total number well exceeds $10,000,000,000. These funds are added to payroll as wages and benefits. They are removed from company profits and shareholder value.
* I am using the average salary for JP Morgan analysts.
* I am also taking into account that the 50,000 new hires were not all hired in one. He allowed the problem to grow. Instead of fixing the problem, he just kept throwing gas on the fire instead of putting the fire out.
Bringing in new hires only continued the problem. Those same failed policies were applied to the new hires. This means the new hires were unlikely to be as productive as needed.
In short, JP Morgan was hiring people to replace the lost productivity of the people he hired to replace the lost productivity of those already hired. It was a Russian Nesting Doll of lost productivity replacement.
The simple fact is that before Mr. Dimon approved of remote work he needed to have his management team develop a remote workers policy. By his own admission, he failed. His failure cost his company over $10,000,000.
Why does he still have a job? As soon as he wasted 50,000 employees he should have been given a vote of no confidence and been terminated.
Anyone that mismanages an organization to the tune of $10,000,000 should not be working for that organization anymore. Especially when the cause of such loss was something as easily manageable as a remote work policy.
In recent years, my former company, JP Morgan, and the Federal Government have failed the remote worker test. I would surmise that except for a few that had visionaries (like me) in place, most did.
I do not blame companies for wanting their workforce back in the office. Especially if it is going to cost a company $10,000,00.
I will blame the companies that continue to employ those at the top that own such epic failures. -

What Does America Stand For Today?
The concern should not be party. The concern should be America. What does America stand for? Does the countries’ world standing matter? Does the Constitution hold water? Is the rule of law still something, albeit not perfect, that America wants upheld? Do we want to be a country that our allies can count on and our enemies guard against? Do the American people want to hold dear the values, morals, common sense thinking that enabled 13 Colonies to become the greatest country in the world? Does America want to remain a free and democratic society?
Do the American people want their speech to be free? Do they want their representative to be honest? Do they want discourse engaged with intelligent and respectful disagreement?
Can the American people accept that the monied rule the roost? Can they accept that businesses are more important than people? Is greed valued more than the health and welfare for all?
Is the population willing to accept that the best of us are no longer interested in leading? Those willing to run are not always the most fit to lead. They are certainly not the most qualified.These questions are not to be answered by parties, but by people.
At night, lights out, kids in bed, spouses in the shower, the dog in its house. If each one of us answered those questions honestly, most of America would share the same understanding. We need to vow to work toward change.It is not the Democrats responsibility to fix the Republican party. It is not the responsibility of the Republicans to bail out the Democrats. It is not the responsibility of the Independents to get off their fence and make real choices.
It is up to all of us, regardless of race, color, or religion, to look inside. We need to explore what we want for our friends, family, and loved ones. We must also consider how we want the next 100 years to look.Then with heads clear and hearts aligned, we work towards the America that the vast majority of us want. We strive to be treated with respect. No opinion should matter more than any other. We aim to build a home, a family, and a community where each person is free. Each person can work to be their best. They aren’t swayed by those who think or feel differently.
The reality is, being an American is a pretty easy job. Wake up each day. Live your own life. Treat others as you want to be treated. Work well. Love with lasting intent. Do the little things that make America America.
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Why I’m Never Really Retired: A Personal Journey
More times than I think it would happen I am asked if I am retired. Most times I will say something like “I own two businesses but have flexible hours, working when I want.” It is a fair, honest answer.
Yet it is also an incorrect answer.
I still have my two businesses. Since Covid I have not put forth the effort into either of them I should have, especially since I moved to my current home. I am also the Board President for my self-managed community. I have been doing that for almost the full four years I have lived here.
Being on the board, much less President was nothing I had planned. I will save that story for another post when I introduce my third business. But I will tell you that being the President of this community has been a full-time job. It should not be, but it is.
Like most every other adult, I still have adulting to do. Another full-time job. One that pays even worse than being Board President. Cooking, cleaning, paying bills, running errands, making decisions, helping others, and making sure I walk or go to the gym. 24 x 7.
When I am asked “are you retired” the truly honest answer should be “No. I am never NOT tired.” To re something implies that you stopped something. Being tired is something I have never stopped being.
In my younger days I fought through it because I was going to work then going out with friends or on a date. I would get up early, stay out way to late and start the cycle all over again.
Once you get married, have kids, get a real adult job, take on adult responsibilities, when are you not tired? Seems I have not had a good night’s sleep in over 35 years. I am tired.
I am always tired.
Last year the best sleep I got was when I went to a movie. Only made it to 26 movies. I had better sleep in 2023 when I got almost 70 movies.
The problem is not falling asleep. I can fall asleep anywhere. Doctors’ waiting rooms, the gym (those stationary, recumbent bikes can make for good sleeping), my car (when in park). In front of the tv when I am trying to focus. The library. Coffee shops. Airplanes.
The sleep is just not good sleep. The sleep is just not plentiful.
I was tested for sleep apnea. I have it / had it. I had surgery to fix things. Was given a CPAP. The surgery did what it was supposed to. CPAP did not.
How in the world can anyone sleep with an engine running next to your ears while wearing a mask with a long hose? Every time you move, the mask comes lose and it whistles like a rusty harmonica. (Tried that for a month. No sleep was had.)
Yet I am writing this post today after getting up from the sofa at 11 PM to go to bed. Getting to bed around 4AM. Falling asleep about 7AM and giving up on the concept of sleeping at 8:30 AM.
I do not drink any caffeine. I will not use any sleep aid (I take something today; I will still feel dysfunctional for the next three. Heck, so dysfunctional that I could be a GOP Congress person or Elon Musk).
I am tired.
I wish I was re-tired. It would mean that at some point I was not tired. If I was not tired, it means I must have gotten sleep. After sleep, I had a full day and retired.
Oh, well maybe I just need to
(Sorry fell asleep)